Guide to Buying Property in UK

A Step By Step Guide For Expats Buying UK Property

Step 1

Fully Complete the Fact Find and return to IPFG

Step 2

Lending options sent to you. Arrange a suitable time to discuss your product needs with the IPFG Mortgage Consultant

Step 3

IPFG apply for the pre-approval

Step 4

You will receive the pre-approval

Step 5

Sign the terms of business and pay the initial fee

Step 6

IPFG sends receipt for initial payment and a list of documents required from the chosen bank

Step 7

Client returns all required documents to IPFG

Step 8

IPFG pre-populate the mortgage application and return to the client

Step 9

Client checks the mortgage application and confirms all ok and returns to IPFG. IPFG sends full application to the bank and the application process starts

Step 10

Feedback from the bank is given

Step 11

The case goes to the Underwriters upon acceptance

Step 12

Case agreed

Step 13

Valuation instructed

Step 14

Valuation received and case goes to Mortgage offer

Step 15

IPFG have a call with you to discuss the Mortgage offer and talk you through the documents that need to be signed and sent back to the bank

Get a Quote

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest: £
Interest Only Amount: £


Your property may be repossessed if you do not keep up your repayments on your mortgage. A fee will be payable for arranging your mortgage. Your dedicated IPFG Consultant will confirm the amount as this differs from country to country, this will be agreed before you choose to proceed.