What We Do

The team at International Property Finance Group (IPFG) has, in excess of, 65 years’ combined experience in the UK and international financial markets. We are experts in expat and foreign investor finance and have arranged mortgage finance for clients’ from over 24 different countries. Our clients are sat around the world and do not have to step outside of their country of residence to arrange the finance. We can arrange finance for properties in the UK, Portugal, Germany, Spain and USA.

We have both a Registered Company in the Middle East and a UK Limited company, International Property Finance Ltd which is authorised and regulated by the Financial Conduct Authority.  We have access to over 200 lenders giving our clients plenty of options for their borrowing needs. Lenders range from an array of Private Wealth Banks, High Street Lenders, Specialist lenders and Funds.  For the UK, we can arrange finance for Residential, Buy to Let, Portfolio lending, purchasing in SPV or Ltd, Commercial loans, Developer Finance and Bridging Finance.

Last year alone we arranged 480 Mortgages with a total lending amount of 148m GBP.

Our Specialist Mortgage Consultants have been featured in ‘The Times’ Newspaper for the second year running as Top UK Consultants – all sponsored by ‘vouched for’ which is a UK Financial Services recognized review platform.  Please feel free to check out the reviews.

Our dedicated Operations Support team will process clients’ applications with the support of our Mortgage based CRM system. This allows us to follow up in a timely manner with the clients, lenders, surveyors and solicitors. They pride themselves with consistent communication throughout the process. The Company ethos is always to put the client first and building long term relationships is our priority.

Peace of mind at outset of a purchase is so important in this ever-changing market and we stand side by side with the client to assist and support should any challenges arise.

We prefer to be engaged with the client at point of sale, even if the build time for completion is 2 years ahead. However, full mortgage application will usually start 6 months before completion to ensure we have mortgage offers fully in place in advance of project completion.

I pride myself on always looking for the solution. I have made it my mission to help expats and foreign investors arrange finance in various countries, which is often a difficult journey for them. My in-depth knowledge of the buy to let off-plan market is hard to challenge and I really enjoy working closely with clients. My team all have the same ethos, which is to always put the client first, have excellent communication and always offer superior products with the best advice.
Donna Spencer – Founder and Managing Partner

Buying in the UK?

Are you an expat or a foreign investor looking for mortgage financing in the UK? Click on the button below to get a step by step guide to buying property in the UK.

Buying in Germany?

Are you an expat or a foreign investor looking for mortgage financing in Germany? Click on the button below to get a step by step guide to buying property in Germany.

Our Services

UK Mortgage Finance

Offering Mortgage finance in the UK for expats and Foreign investors

Germany Mortgage Finance

Offering Mortgage finance in Germany for expats and Foreign investors

Currency Exchange

Adding more value to clients looking to transfer from different currencies


Trouble getting a loan? IPFG can help raise finance for a UK property


Refinancing current property to build out portfolio without additional cash outlay

UK Bank Accounts

IPFG can help you open bank accounts in the UK

Mortgage Calculator


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Principal & Interest


All mortgages / loans are subject to status and affordability.

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